Our Story
Built on Trust.
Proven by Time.
For over a decade, Irongate Insurance Group has been the trusted advisor for individuals and businesses who demand more than a policy — they demand a partner.
Our Mission
"To protect what our clients have worked a lifetime to build — with expertise, integrity, and genuine care."
We are an independent agency — which means we work for you, not for any single insurance carrier. That independence allows us to shop the market, negotiate on your behalf, and build a coverage program that truly fits your life and your risk profile.
10+
Years in Business
Over a Decade
A
AM Best Rating
Excellent — 10+ consecutive years
48
States Licensed
Nationwide coverage
Our History
10 Years of Excellence
2014
Irongate Insurance Group founded with a focus on high-value residential properties in the Mid-Atlantic region.
2014
Irongate Insurance Group founded with a focus on high-value residential properties in the Mid-Atlantic region.
2016
Expanded into commercial lines, adding property and general liability coverage for small and mid-size businesses.
2016
Expanded into commercial lines, adding property and general liability coverage for small and mid-size businesses.
2018
Achieved AM Best "A" (Excellent) rating — a distinction we have maintained for over 4 consecutive years and counting.
2018
Achieved AM Best "A" (Excellent) rating — a distinction we have maintained for over 4 consecutive years and counting.
2020
Extended our licensed footprint to 48 states, bringing expert independent coverage to clients nationwide.
2020
Extended our licensed footprint to 48 states, bringing expert independent coverage to clients nationwide.
2022
Expanded our dedicated advisor network, deepening our commitment to personalized client service across all 48 licensed states.
2022
Expanded our dedicated advisor network, deepening our commitment to personalized client service across all 48 licensed states.
2024
Launched our dedicated commercial lines division, serving businesses from startups to Fortune 500 companies.
2024
Launched our dedicated commercial lines division, serving businesses from startups to Fortune 500 companies.
What We Stand For
Our Core Values
Integrity First
We give honest advice, even when it means recommending less coverage than a client initially requested. Your trust is our most valuable asset.
Client-Centered
Every decision we make starts with one question: what is best for the client? We are advisors, not salespeople.
Excellence in Service
From the first quote to the final claim payment, we hold ourselves to a standard of excellence that sets us apart in the industry.
Continuous Improvement
The risk landscape evolves constantly. We invest in our people, technology, and carrier relationships to stay ahead of what our clients need.
Leadership
The People Behind Irongate
Richard Harmon
Chief Executive Officer
With over a decade in property and casualty insurance, Richard founded Irongate with a singular vision: to deliver the kind of personalized, expert coverage that large carriers simply cannot offer.
Catherine Wells
Chief Operating Officer
Catherine oversees our client services and claims operations, ensuring every policyholder receives the responsive, expert attention they deserve — especially when they need it most.
Marcus Delgado
Chief Strategy Officer
Marcus leads our carrier relationships and product development, continuously expanding our portfolio to meet the evolving risk landscape facing homeowners and businesses today.
Credentials & Licensing
The Credentials That Back Our Promise
AM Best "A" (Excellent) Financial Strength Rating
Licensed independent agency in 48 states
Member of the Independent Insurance Agents & Brokers of America (IIABA)
Errors & Omissions coverage maintained at $5M per occurrence
Exclusive partnerships with 30+ A-rated carriers
CPCU, CIC, and ARM designations held by senior advisors
Ready to Experience the Irongate Difference?
Speak with one of our senior advisors and discover how a truly independent agency can deliver better coverage, better rates, and better service.