Terms of Service

By accessing or using the Irongate Insurance Group website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

You may use the Site for lawful purposes only. You agree not to: • Use the Site in any way that violates applicable federal, state, or local laws or regulations • Transmit any unsolicited or unauthorized advertising or promotional material • Attempt to gain unauthorized access to any portion of the Site or its related systems • Interfere with or disrupt the integrity or performance of the Site • Collect or harvest any personally identifiable information from the Site without authorization

The information provided on this Site is for general informational purposes only and does not constitute insurance advice or a binding insurance contract. Quote requests submitted through the Site are not binding offers of coverage. Coverage is subject to underwriting approval, policy terms, conditions, and exclusions. Actual premiums and coverage terms may differ from any estimates provided. Only a written policy issued by a licensed insurance carrier constitutes a binding insurance contract.

All content on the Site, including text, graphics, logos, images, and software, is the property of Irongate Insurance Group or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the Site without our prior written consent.

The Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Irongate Insurance Group disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Irongate Insurance Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or these Terms, even if we have been advised of the possibility of such damages. Our total liability to you for any claims arising from your use of the Site shall not exceed $100.

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Richmond, Virginia.

You agree to receive informational messages (appointment reminders, account notifications, etc.) from Irongate Insurance Group. Message frequency varies. Message and data rates may apply. For help, reply HELP or email us at [email protected]. You can opt out at any time by replying STOP.

If you have questions about these Terms of Service, please contact us at: Irongate Insurance Group 2728 Tinsley Dr, Suite 204 Richmond, VA 23235 Phone: (866) 507-2666 Email: [email protected]